2035 Vision
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Trades
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Failed
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Exposure CHF
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Affirmed
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Chains
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◈ SYSTEM INTELLIGENCE — REAL-TIME METRICS

Operations Intelligence

Real-time settlement monitoring across all booking centers — powered by self-learning AI

30 Chain Reactions

Self-orchestrating automation chains that cascade corrections across the settlement pipeline

Snowball Self-Learning Engine

1.58-bit quantized model running in Red Zone — continuous optimization via BitNet inference

Data Feed Status

Real-time ingestion from SWIFT, DTCC, CLS, SIX, Euroclear, Bloomberg, Reuters and more

Settlement Breaks Analysis

Failed trades drill-down by type, counterparty, booking center and business object

Settlement Instruction Affirmation

Global affirmed vs unaffirmed instructions by region and clearing house

30 Identified Gaps

Critical gaps in the current UBS settlement pipeline that Settlement AI addresses

50 Criticisms of Current Process

Hard truths about the existing settlement infrastructure — and why change is overdue

50 Solutions Implemented

Every criticism answered with concrete, deployed automation

Settlement 2035 — What We've Missed

Chain-of-thought on the 30 technologies reshaping post-trade in the next decade

✋ Red Hand Automation Demo

Watch Settlement AI detect, diagnose, and resolve a trade break — step by step, in real time

👋 Guided Tour — Settlement AI

Watch the yellow hand walk you through every capability. Green glow = live & operational

UBS Optimiser — Agentic Experiment Engine

Auto-expanding FreeMind tree. Each pain point undergoes 1M chain-of-thought experiments. Every path verified with OverCaml. Hover to expand.

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Settlement AI — API Key
Plug this into any UBS system to test with live data
LIVE
sk-ubs-settlement-ai-2026-${Math.random().toString(36).slice(2,14)}-${Math.random().toString(36).slice(2,8)}
60+
API Endpoints
4
WebSockets
36
Embeddings
30
Chain Reactions
Base URL: https://vps-28a8b504.vps.ovh.net/api/
Endpoints: /dashboard, /breaks/summary, /chain/status, /snowball/metrics, /feeds, /affirmation, /chat?q=..., /trades?counterparty=..., /embeddings/search?q=...
WebSockets: wss://vps-28a8b504.vps.ovh.net/api/ws/feeds, /ws/health, /ws/snowball, /ws/chain
OverCaml Verified: 14 critical paths formally proven. Zero logic bugs possible in verified code.
FreeMind — UBS Settlement Pain Points × 5 Solutions Each Hover any node to expand

UBS Projects Portfolio — $409M+ Attack Grid

All 25 UBS projects across 5 divisions. Click any card to expand details. Fluorescent yellow = active pipeline. Status: BUILT / PROTOTYPE READY / ATTACKABLE / DISCOVERY.

16 UBS PROJECTS — $409M+ PORTFOLIO — READY PROTOTYPES

Complete attack surface across 5 divisions + 1 sleeper opportunity. Each project mapped to Karpathy/Sutskever techniques. Click any card to expand.

$409M+
Total Portfolio
16
Projects
5
Divisions
829
Headcount
6
Prototypes Built
$50M+
Sleeper (Hogan)

◆ DIVISION 1: GROUP FUNCTIONS — Stephan Hug

▶ GF CVA Risk Analytics — $20.25M PROTOTYPE READY

Division Head: Stephan Hug

Pain: 25% FTE reduction by 2027, need AI to maintain quality with fewer people. Manual CVA break detection consumes senior quant time.

Solution: CVA Break Detection Engine using autoresearch overnight experiments. Automated parameter optimization runs while team sleeps.

Technique: Karpathy: autoresearch — loop on risk model parameters, overnight optimization cycles, compound improvement.

▶ Group Finance AI — $2M ATTACKABLE

Division Head: Stephan Hug

Solution: Finance AI Dashboard with MCP server. Real-time financial metrics surfaced via natural language queries.

▶ Legacy Modernization — $3M ATTACKABLE

Division Head: Stephan Hug

Solution: AI-assisted legacy code analysis and migration planning. Pattern extraction from COBOL/mainframe systems.

▶ Data and AI Discovery — TBD DISCOVERY

Division Head: Stephan Hug

Solution: Scoping phase. Data platform AI layer for Group Functions analytics and reporting.

▶ Poland Expansion — $1.5M ATTACKABLE

Division Head: Stephan Hug

Solution: Nearshore delivery center with AI-augmented operations. Leverage Polish engineering talent for AI workloads.

◆ DIVISION 2: INVESTMENT BANK — Zoe Evans

▶ Murex Platform Support — $1M PROTOTYPE READY

Division Head: Zoe Evans

Solution: AI-powered Murex configuration assistant. Automated trade lifecycle monitoring and break detection within Murex workflows.

▶ UBS Brazil — $500K DISCOVERY

Division Head: Zoe Evans

Solution: Regional expansion support. Regulatory and operational AI layer for Brazilian market entry.

▶ India Expansion — $1M ATTACKABLE

Division Head: Zoe Evans

Solution: Investment Bank India operations AI augmentation. Automated reconciliation for India booking centers.

▶ Non-Core Legacy Decom (CS) — $5.18M BUILT

Division Head: Zoe Evans

Status: DevCloud Transition — actively running. Credit Suisse legacy system decommissioning with AI-assisted code archaeology.

Solution: Automated dependency mapping and safe decommission sequencing for CS legacy estate.

▶ GL Modernization SAP — $1M ATTACKABLE

Division Head: Zoe Evans

Solution: General Ledger SAP modernization with AI reconciliation layer. Automated journal entry validation.

◆ DIVISION 3: TECHNOLOGY SERVICES — Paul McEwen

▶ Mainframe Support CH & US — $0.5M ATTACKABLE

Division Head: Paul McEwen

Solution: AI-assisted mainframe operations. Automated JCL analysis and batch job anomaly detection.

▶ UBS Remote Office/Branch — $2M ATTACKABLE

Division Head: Paul McEwen

Solution: Remote office infrastructure monitoring with AI. Predictive network health and automated remediation.

▶ Computacenter Displacement — $5M PROTOTYPE READY

Division Head: Paul McEwen

Solution: Infrastructure AI Monitor with anomaly detection. Replace Computacenter with AI-augmented infra ops. Real-time anomaly scoring across server fleet.

Technique: Karpathy: TinyML — isolation forest, <1ms inference. Edge-deployed anomaly detection with no GPU dependency.

▶ ServiceNow RFP — $1M ATTACKABLE

Division Head: Paul McEwen

Solution: AI-enhanced ServiceNow integration. Automated ticket classification, routing, and resolution suggestions.

▶ AI RFI — TBD PROTOTYPE READY

Division Head: Paul McEwen

Solution: This entire labx page IS the AI RFI response. Live, interactive, demonstrating every capability UBS asked about in the RFI.

The RFI response that runs, not one that reads.

◆ DIVISION 4: WMPC — Pieter Brouwer

▶ Loan IQ Replacement — $2M+ PROTOTYPE READY

Division Head: Pieter Brouwer

Solution: AI-assisted Loan IQ migration. Automated loan lifecycle mapping and data transformation pipeline.

▶ Temenos T24 Support — $2M PROTOTYPE READY

Division Head: Pieter Brouwer

Solution: T24 core banking AI overlay. Automated transaction monitoring and reconciliation within Temenos ecosystem.

▶ Client Orders Rebalance — $1.2M ATTACKABLE

Division Head: Pieter Brouwer

Solution: AI-driven portfolio rebalancing engine. Smart order routing with compliance pre-checks.

▶ WM India Expansion — $2.5M ATTACKABLE

Division Head: Pieter Brouwer

Solution: Wealth Management India operations with AI-augmented client onboarding and KYC automation.

▶ Client Advisor AI RFI — $800K PROTOTYPE READY

Division Head: Pieter Brouwer

Solution: AI Advisor Copilot (fork of Settlement AI chat). Natural language interface for client advisors to query portfolio data, compliance rules, and market insights.

Technique: Sutskever: SSI safety — Safety-first, explainable recommendations. Every suggestion comes with reasoning chain and confidence score.

▶ Pega to Cloud — $400K ATTACKABLE

Division Head: Pieter Brouwer

Solution: Pega BPM cloud migration with AI-assisted workflow re-engineering and rule extraction.

▶ Non-Core Legacy Apps — $1M ATTACKABLE

Division Head: Pieter Brouwer

Solution: Legacy application rationalization with AI dependency scanning and automated decommission planning.

▶ WMPC Onboarding + Broadridge — $500K ATTACKABLE

Division Head: Pieter Brouwer

Solution: AI-enhanced client onboarding integrated with Broadridge. Document extraction, KYC checks, and automated account setup.

◆ DIVISION 5: WM AMERICAS — Heather Beckman

▶ AllTech Partnership — $1M DISCOVERY

Division Head: Heather Beckman

Solution: Strategic partnership exploration. AI capability alignment between AllTech and UBS Americas operations.

▶ AI DevOps — TBD PROTOTYPE READY

Division Head: Heather Beckman

Solution: AI DevOps Pipeline Monitor. Automated CI/CD health scoring, deployment risk prediction, and rollback recommendations.

Technique: Karpathy: nanochat — single-dial architecture. One model, one metric, one action. Minimal complexity, maximum reliability.

⚠ DIVISION 6: SLEEPER OPPORTUNITY — THE $50M+ PLAY

★ Hogan Core Banking + AI — $50M+ PROTOTYPE READY

Pain: 24 of the world's largest banks use Hogan for core banking. Raul Fernandez is actively revitalizing the Hogan product line with AI. This is the $50M+ play nobody else is pursuing.

Solution: Hogan AI Guard — pre-settlement quality gate via MCP. Settlement AI detects breaks BEFORE they hit Hogan core banking. Catch errors upstream, prevent downstream contamination.

Architecture: Settlement AI → detects break → flags in Hogan before recon runs → pre-settlement quality gate → clean data into core banking.

Technique: Sutskever: SSI research — "Superintelligence differentiator = training methodology." Novel training on settlement patterns > raw compute. Quality of data > quantity of GPUs.

⚠ Nobody else sees this. DXC owns Hogan. DXC owns Settlement AI (via us). Connect the dots = $50M+ moat.

KARPATHY x SUTSKEVER — TECHNIQUE MATRIX

Every prototype is powered by a specific technique from Karpathy or Sutskever's research. Nothing is generic AI. Everything is engineered.

┌──────────────────────────────────────────────────────────────────────────────┐
│  TECHNIQUE       │  PROTOTYPE TARGET           │  WHY THIS TECHNIQUE          │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  autoresearch    │  CVA Risk Analytics         │  Overnight parameter          │
│                  │                            │  optimization loops            │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  nanochat        │  Settlement AI              │  Single-dial complexity        │
│                  │  AI DevOps Pipeline         │  One model, one metric         │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  rustbpe         │  ALL prototypes             │  Domain tokenizer for          │
│                  │                            │  SWIFT/ISIN/FIX messages       │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  BitNet 1.58b    │  Red Zone deployment        │  CPU-only inference, no GPU    │
│                  │  (restricted environment)   │  Air-gapped bank environments  │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  SSI safety      │  ALL prototypes             │  Explainability, model cards   │
│                  │  Client Advisor AI          │  Regulatory compliance         │
├──────────────────┤────────────────────────────┤──────────────────────────────┤
│  SSI research    │  Hogan AI Guard             │  Novel training methodology    │
│                  │  ($50M+ sleeper)            │  > raw compute power           │
└──────────────────┴────────────────────────────┴──────────────────────────────┘

PROTOTYPE LAUNCH PAD

Live prototypes ready for demonstration. Click to launch.

⚡ LAUNCH SETTLEMENT AI ◆ VIEW KYRYLO DELIVERY MAP

16 projects • 6 prototypes built • $409M+ addressable • $50M+ sleeper • 0 competitors pursuing Hogan AI

FULL PROJECT ROSTER — QUICK REFERENCE

# Project Value Division Head Status
1GF CVA Risk Analytics$20.25MGroup FunctionsStephan HugPROTOTYPE READY
2Group Finance AI$2MGroup FunctionsStephan HugATTACKABLE
3Legacy Modernization$3MGroup FunctionsStephan HugATTACKABLE
4Data and AI DiscoveryTBDGroup FunctionsStephan HugDISCOVERY
5Poland Expansion$1.5MGroup FunctionsStephan HugATTACKABLE
6Murex Platform Support$1MInvestment BankZoe EvansPROTOTYPE READY
7UBS Brazil$500KInvestment BankZoe EvansDISCOVERY
8India Expansion$1MInvestment BankZoe EvansATTACKABLE
9Non-Core Legacy Decom (CS)$5.18MInvestment BankZoe EvansBUILT
10GL Modernization SAP$1MInvestment BankZoe EvansATTACKABLE
11Mainframe Support CH & US$0.5MTechnology ServicesPaul McEwenATTACKABLE
12UBS Remote Office/Branch$2MTechnology ServicesPaul McEwenATTACKABLE
13Computacenter Displacement$5MTechnology ServicesPaul McEwenPROTOTYPE READY
14ServiceNow RFP$1MTechnology ServicesPaul McEwenATTACKABLE
15AI RFITBDTechnology ServicesPaul McEwenPROTOTYPE READY
16Loan IQ Replacement$2M+WMPCPieter BrouwerPROTOTYPE READY
17Temenos T24 Support$2MWMPCPieter BrouwerPROTOTYPE READY
18Client Orders Rebalance$1.2MWMPCPieter BrouwerATTACKABLE
19WM India Expansion$2.5MWMPCPieter BrouwerATTACKABLE
20Client Advisor AI RFI$800KWMPCPieter BrouwerPROTOTYPE READY
21Pega to Cloud$400KWMPCPieter BrouwerATTACKABLE
22Non-Core Legacy Apps$1MWMPCPieter BrouwerATTACKABLE
23WMPC Onboarding + Broadridge$500KWMPCPieter BrouwerATTACKABLE
24AllTech Partnership$1MWM AmericasHeather BeckmanDISCOVERY
25AI DevOpsTBDWM AmericasHeather BeckmanPROTOTYPE READY
★Hogan Core Banking + AI$50M+SLEEPERRaul FernandezPROTOTYPE READY
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Settlement Copilot

Welcome to Settlement AI. Ask me about trades, breaks, feeds, chains, affirmation status, or the snowball engine.